Automobile accidents can have a devastating impact on your life. Unfortunately, car collisions represent one of the most common ways a person in Lubbock, Texas, is injured because of the negligence of someone else.
An alarming 17,000 people sustained serious injuries in car accidents in Texas last year, including in and around Lubbock, according to the Texas Department of Transportation. Over 3,000 people were killed in Texas car accidents in 2015.
If you, or a loved one, has been involved in an automobile accident, retaining the professional services of a Lubbock car accident lawyer is the key strategy to employ to best ensure appropriate compensation for injuries, damages, and losses.
Dealing with Automobile Insurance Companies
The automobile insurance industry is huge business. Annual revenue generated in the United States is about $300 billion, according to IBIS World, an organization that tracks earning data of this nature.
Automobile insurance companies are in business for one primary reason, and that purpose is not to pay large claims settlements. Insurance companies exist to make money for their shareholders. Profits to investors increase when the amount of money paid in claims to injured men, women, and children decreases.
A typical automobile insurance claims adjuster, or other representative, will employ every imaginable ploy to prevent you from obtaining the compensation that you deserve as a result of the injuries and losses you sustained in a car accident. An insurance company has an arsenal of tactics to hamper your claim, including trying to force you into an early, low-dollar settlement.
At the other end of the spectrum, an automobile insurance company may try to drag out the claim settlement process. An insurer hopes that prolonging a final settlement of your claim may leave you with no alternative but to settle for a low dollar amount. Once a claim drags on for an extended period of time, you very well may be left feeling that some money is better than no money for a long time.
A car accident attorney, like a member of the legal team at The Doan Law Firm, possesses the experience and wherewithal to take on even the most aggressive automobile insurance company. The legal team at the firm is always interested in meeting with people like you to discuss your case. The firm can be reached around the clock at 806-557-0000.
The Statute of Limitations
When pursuing compensation in a car accident case, you face a multitude of deadlines. These include deadlines associated with the insurance claim settlement process itself, which are set forth in an automobile insurance policy and even in Texas statutes and regulations.
The failure to meet a deadline can have catastrophic consequences for you. The Texas Statute of Limitations is a prime example.
The Texas Statute of Limitations establishes a deadline by which a car accident lawsuit must be filed. According to this important law, you must file a lawsuit in your car accident case within two years of the date of the incident.
If you fail to meet this deadline, you can forever be precluded from pursuing your case any further. You can end up receiving none of the compensation to which you really are entitled because of the negligence of someone else.
Compensation in a Lubbock Car Accident Case
The specific facts and circumstances surrounding your car accident determine what types of injuries, losses, and damages qualify for compensation. With that noted, there are some types of losses that commonly are what legally is known as compensable.
These are:
medical expenses and bills
pain and suffering
mental anguish
permanent disability
property damage
lost income
A car accident lawyer is experienced with the insurance claims settlement and personal injury lawsuit processes. He or she knows what can and cannot be done to maximize compensation in your case.
In addition, a car accident attorney understands the strategies necessary to ensure that any settlement or judgment includes compensation for future losses as well. For example, you may face medical treatment well into the future. You may continue to be afflicted with pain and suffering. You may continue to miss work because of your injuries. A Lubbock personal injury attorney can develop compelling arguments, supported by crucial data, to obtain appropriate compensation for losses that you reasonably can expect to incur in the future.
Retain a Lubbock Car Accident Lawyer
The legal team at The Doan Law Firm stands ready to schedule an initial consultation at your convenience. An initial appointment with an attorney can be scheduled immediately by telephoning 806-557-0000. The telephone line is open 24 hours a day, 356 days a year. There is no fee charged to you for an initial consultation with an experienced personal injury attorney from The Doan Law Firm.