Each and every year there are approximately 10,000 deaths and more than 2,000,000 injuries caused by fires and burns. The majority of all injuries caused by burns every year will occur in homes with the elderly or young children; thusly these are the homes with the highest risk factors for fires and other burn related injuries.
The severity of the burn will determine the category of the burn. There are three different burn classifications, which are:
First Degree – The Least Serious and a Superficial Burn Which Involves Skin Reddening Akin To Mild Sunburn
Second Degree – Destroys the Outer Layer of the Skin
Third Degree – Results in the Destruction of All the Skin Layers, Most Often Leading To the Need for Skin Grafts
Severe burn injuries can inflict significant amounts of financial burden both on the victim, and often also their family. It’s essential that other sources of funding are located in order to provide for the income and medical benefits for both the burn victim and their family.
Financial Help
There are several avenues that burn victims will have in order to secure financial assistance, which include:
Health Insurance
Worker’s Compensation
Personal Burn Injury Lawsuits
Worker’s Compensation
Payments for workers compensation will most typically only provide an extremely small percentage of the overall recovery costs for a burn injury victim. The laws covering worker’s compensation require that employers be responsible for the injuries to their workers while at work regardless of if the injury is the fault of the worker or the employer. Due to the fact that fault doesn’t matter with worker’s compensation, if the injury is the fault of the employee, the worker’s compensation might be all that they recover.
Although you may not be able to sue your employer necessarily for your injury, there is the possibility that you can sue another party that is responsible for or contributed to your injury. The best option is to contact The Doan Law Firm and after your free consultation we’ll be able to let you know all avenues available to you.
Health Insurance
Most treatments and medical costs will be covered under a health insurance plan; however, health insurance won’t pay for:
Pain and Suffering
Lost Wages
All Medical Expenses (Possibly)
Lawsuits
Filing a lawsuit will be able to provide both the burn victim and their family the best possible method to achieve financial compensation for their burn injuries. The compensation areas can include:
Past, Current and Future Medical Bills
Pain and Suffering
Job Retraining
Lost Income Based On both Past and Future Income
Loss Of Consortium (Means The Loss Of Spousal Companionship, Support, Love, Etc…)
Punitive Damages (Assessed Against the Defendant to Deter Future Abuse)
Consulting a Lawyer
Burn injury damage recovery is a process that’s both complicated and difficult. Having an experienced personal burn injury lawyer is essential to provide you the opportunity to get the financial compensation you deserve. Your experienced burn injury lawyer from The Doan Law Firm will be able to help you make the determination on the damages to seek and go after in your burn injury lawsuit. Additionally, we’ll represent you fully, throughout both settlement negotiations and taking your lawsuit into court.
Burn injuries are our specialty and we’re available with actual lawyers to answer your phone call, 24/7/365, regardless of time or holiday. Contact us at (800) 349-0000.